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Tailored Checking Solutions for Every Business Need

Streamline Your Business Finances

At Farmers Bank and Trust, we understand the unique financial demands of businesses. That's why we offer a range of flexible checking account options designed to suit various business sizes and requirements. From Basic Business Checking for startups to Commercial Checking for established enterprises, and Small Business Checking for growing ventures, we have the perfect solution to keep your finances efficient and effective. Discover the convenience and reliability of our business checking accounts today.

Free Benefits

  • VISA Business Debit Card
  • Online Business Banking
  • Cash Management Service
  • eStatements
  • Combined Statements
  • Notary Service
  • Night Deposit Service (3 locations)
  • Instant Access Phone Line

Basic Business Checking

  • No monthly maintenance fee.
  • No minimum daily balance.
  • 150 FREE transactions per statement cycle, then $.25 each.

Commercial Checking

  • Get rewarded for keeping higher balances based on “Earning Credit Rate”!
  • Detailed monthly analysis statements makes it easy to monitor account activity.

Small Business Checking

  • $2,500 minimum daily balance.
  • 300 FREE transactions per statement cycle, then $.25 each.

Disclosures

All business checking accounts require $100 minimum initial deposit.  If daily balance falls below $2,500, there will be a fee of $12.50

Meet Your Business Checking Officers

Michelle Schroeder - Retail Branch Manager

RETAIL BRANCH MANAGER
NMLS #1857566

Michelle Schroeder

Lyon County Branch

Rachel Chandler - Retail Branch Manager

RETAIL BRANCH MANAGER
NMLS# 2552694

Rachel Chandler

Main Office

Kendra Cartwright - Customer Service Representative

CUSTOMER SERVICE REPRESENTATIVE

Kendra Cartwright

Main Office