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Access Your Home's Equity Wisely

Flexible Home Equity Lines of Credit (HELOC)

Unlock your home's equity potential with our flexible HELOC. Whether you're upgrading your car, renovating, funding education, or need a safety net, our competitive rates and customizable terms fit your needs. Applying online is quick, with funds available anytime, and you may benefit from tax deductions. Enjoy easy access to funds via direct deposit or checks, backed by local decision-making and friendly service, guiding you from application to closing.

Loan Features

  • Competitive rates for several ongoing or seasonal needs:
  • Buy a new car or improve a current one
  • Consolidate your debt
  • Improve your home
  • Education expenses
  • Major life events
  • Emergency reserve
  • And much more!
  • The existing equity in your home is used as collateral backing
  • Great care taken to customize terms to fit your unique needs
  • Quick and easy online process
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Funds easily available via direct deposits to an open yourNXTBank.com account or via a check through the mail
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Attentive, friendly service from a banker you know, from day one to closing

*Consult a tax advisor.